Unique Beach Wedding Themes. How Your Credit Rating Affects You, and How to Check It.
If you are considering a beach wedding, the ideas are as endless as your imagination!
One thing about choosing a beach wedding theme is that it allows you total creative freedom. Depending on the time of day, the beach can set the mood. At sunrise or sunset, it is a place of serenity, beauty and romance. Mid-day, it is the hub of excitement, activity, and fun. By nature, a beautiful scene has already been set for you. There is no need for many decorations! Are you planning an intimate wedding with just a few guests? Let the beach help you set the stage for your romantic wedding ideas with a dawn or dusk seaside ceremony.
The sunrise or sunset will provide a spectacular background for your wedding photos.
On the other hand, if you want to "tell the world" and have a large gathering of people, consider a mid-summer day "beach-side bash" or fantasy beach wedding that includes your guests. That's the fun part of a beach wedding - your guests can participate. Everyone has fun!
Here are a few ideas to get you started...
* Be Cinderella with your Prince Charming. Have him place the "glass slipper" that fits on your foot as a symbol of your perfect union. You could hire a professional sand sculptor to build a beautiful sand castle as a background for your fairytale theme. Leave in a horse drawn carriage.
* Have a Pirate Wedding.
Rent costumes and decorate with treasure chests fake gold coins and jewelry. Have a real treasure hunt. When you leave, sail off into the sunset.
* How about an "I Dream of Jeannie" beach wedding theme? Decorate with pretty, colorful bottles in the sand like the one she was found in. At the end of the day, disappear in a cloud of smoke!
* A Western beach wedding theme would be fun! Many beaches allow horseback riding. The reception could be a good old fashioned fireside "camp out" under the stars.
Leave on horseback.
* Have a Rainbow Wedding. Create a rainbow to wed under out of brightly colored helium filled balloons tied together. Hold them down with the "pots of gold" at each end. Have everyone bring a colored umbrella to decorate the aisle with. Great back plan up in case it rains!
* Butterfly weddings are popular. Shades of yellow and orange with butterflies woven amongst the flowers in your tiara and bouquet would be beautiful. Use butterflies as boutonnieres for the guys.
* A Surfing theme would be neat. Of course surf boards and "The Beach Boys" come to mind here!
By the way...
Don't rule out you beach wedding ideas because you don't live near an ocean. The definition of a "beach" is - "the shore of a body of water, especially if sandy or pebbly". That includes lakes and rivers. For that matter, you may have a "beach" right by your swimming pool. There are no rules. Be creative!
It is your beach wedding...it can be anything you want it to be - wherever you want it to be! Most of all...have fun!
Cindy English is the publisher of:
Beach-Wedding-Themes.com
Beach wedding themes full of fun, fantasy and romance!
All-Florida-Beach-Weddings.com
Plan your wedding celebration in Paradise!
© Copyright 2005 by Cindy English
This article may be reprinted with no changes, omissions, or additions. All links must be left live and in tact.
Article Source: http://EzineArticles.com/
You might not know it, but every time you take out any kind of loan or credit or pay something back, it gets counted on your credit rating. Who keeps a record on you will vary according to where you live, but the big three credit reference agencies are Experian, Equifax and Trans Union. They will provide your credit rating to any company that is thinking of lending you money.
What is Included in Your Credit Rating.
All the debts you currently have are included in your credit rating. There is a history of all the debts you've had in the past ten years or so, and special emphasis is put on anything that has gone wrong. Defaulting (never paying) on any debt will ruin your credit rating completely. Borrowing a lot before you start paying anything back will make you look like a very bad risk, and so will going all the way up to (or even over) your limit on a credit card.
It is also worth considering that the credit reports of anyone you live with may be linked to your report, and could reflect badly on you - your wife or husband's credit rating is tied to yours quite closely.
How Your Credit Rating is Worked Out.
The most common method of coming up with your rating is called &FICO', named after the Fair Isaac Corporation, who invented it. Your current credit status is prioritised, in this order: whether you've paid past debts, how much debt you currently have, your credit history, the types of debt you use, and how many times your rating has been checked recently. Things that happened more recently are given more weight than things that happened a long time ago.
Why Your Credit Rating is Important.
Any time you get turned down for a credit card or any other loan, the chances are that it was because of your credit rating. Companies giving out small loans are far more likely to rely completely on this rating than to bother checking your income, and a worse rating will mean that you are offered a higher interest rate.
Your rating is important when you get car loans and mortgages too. You don't want to find a house you love only to get turned down for the mortgage thanks to your habit of paying your credit card bills late.
How to Check Your Credit Rating.
Credit reference agencies can't hold your information on file without telling you what it is they have. If you write them a letter and pay a very small fee, they have to send you the full credit report that they have about you.
You can then check over your credit rating, and send a letter back to the agency telling them about anything that you think isn't right. You might find that a screw-up has made you look bad when it wasn't your fault. They will include anything you send in your file.
In some countries, you may find that you can sign up to get credit reports regularly for a small fee, or even for free! Make sure to check your local laws.
Ken Austin is the webmaster at Debt Consolidation Solutions and Credit Relief Solutions
Article Source: http://EzineArticles.com/
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